Money Nerds connects people; it does not certify their stories or guarantee how they will use support. You choose whom to trust and approve every transfer in your own wallet or bank.
Pause before you send.
Check the person and the request
Read the full post, public profile, and conversation. Look for a clear purpose and consistent context. Ask questions if something is unclear. Urgency, a compelling photo, or an old account is not proof; do not let pressure replace your judgment.
Check the actual transfer
Compare the final recipient address, amount, asset, and network in your wallet with the funding dialog. For SBP, check the receiving bank and the recipient name your bank displays before confirming. Stop if anything differs from what you intended.
Understand the limit of a receipt
A verified blockchain transaction can show that a transfer matched a recorded funding request. It does not prove a person’s identity, medical condition, ownership of an image, or eventual use of the money. Money Nerds cannot reverse a blockchain transfer or promise a refund.
Your secrets never belong in a post.
Protect your wallet
Never share a seed phrase, private key, recovery code, password, or one-time sign-in code. A person offering help does not need those secrets. Review any wallet signature request; do not approve a transaction you do not understand.
Protect your personal details
Do not upload identity documents, full medical records, home addresses, or bank statements. If context is useful, describe it without identifying details. Obtain consent before sharing another person’s story, face, or voice.
Protect your next click
Open Money Nerds at www.moneynerds.online. Treat links and instructions in user posts as untrusted. Do not install remote-access software or send an “unlock” payment to receive help.
Public is not anonymous.
Posts, comments, their nicknames, attached media, and linked funding activity can be viewed on public pages. Receiving crypto addresses and blockchain transactions are public. Your sign-in email is not your public profile ID, but a nickname or wallet can still connect your activity to you elsewhere.
Share only what you are comfortable having copied, indexed, or kept by someone else. Removing something from the site cannot remove copies or blockchain records. Before recording, check the background and who else can be seen or heard.
Extra care with experimental SBP.
Both people must enable SBP, and the author must include it on the post. This limits access inside Money Nerds; it cannot stop an eligible viewer from saving or sharing the revealed phone number and bank link.
A bank-issued link and an instructions-only QR are different. The latter opens Money Nerds instructions, not a prefilled payment in a bank. Open your bank through its own app or the provided official route, enter the details, and verify the recipient before sending. Changing saved details affects new posts; turning SBP off and saving permanently removes its receiving details from earlier posts. SBP payments are not independently verified in the crypto totals.
Something looks wrong? Tell us.
Send the public post or profile URL and a short explanation to unluckypleasure@yandex.ru. For a funding problem, include the network and public transaction ID if available—not wallet secrets, passwords, or unredacted personal documents.
If a transfer may already have gone wrong, stop sending and contact your bank or wallet provider through its official support channel. Reporting a post does not reverse a transfer. For ordinary setup questions, start with the FAQ.
Start with a real person
Find an ask that speaks to you.
Browse without signing in. Read the context, ask questions, and choose whether to support.